Terms & Conditions

1Website Purpose

This website provides information regarding insurance products, insurance services, quote requests, and related financial protection services offered by Carolina Blue Insurance Services, LLC, a licensed insurance agency in the State of North Carolina.

2Acceptable Use

Users agree not to:

• Violate any applicable laws or regulations
• Submit false, misleading, or fraudulent information
• Attempt unauthorized access to any part of the website or its systems
• Use the website for fraudulent purposes
• Interfere with website functionality or security

3No Guarantee of Coverage

Submitting a quote request or inquiry through this website does not guarantee approval, pricing, or insurance coverage. All coverage remains subject to underwriting review and carrier approval. Final policy terms are determined by the issuing insurance carrier.

4Accuracy of Information

We strive to maintain accurate and current website information but do not guarantee the completeness or accuracy of all content at all times. Insurance products, rates, and availability are subject to change without notice. Please contact our office for the most current information.

5Intellectual Property

All website materials including branding, graphics, logos, text, layouts, service descriptions, and design elements are owned by Carolina Blue Insurance Services, LLC. Unauthorized use, reproduction, or distribution is strictly prohibited.

6Limitation of Liability

Carolina Blue Insurance Services, LLC shall not be liable for any indirect, incidental, special, or consequential damages resulting from website use, reliance on website information, or insurance-related decisions made based on content found on this website.

7Third-Party Services

The website may include third-party integrations, carrier links, or external resources. Carolina Blue Insurance Services, LLC is not responsible for the content, accuracy, or practices of third-party services or websites.

8Termination of Access

We reserve the right to restrict or terminate website access at our sole discretion, without prior notice, for any conduct that we believe violates these Terms & Conditions or is otherwise harmful to other users, us, or third parties.

9Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Mecklenburg County, North Carolina.

10Contact Information